Insurance Coverage What Order?

By law, auto insurance is required. Have a minimum level of insurance before driving the car for the first time is a legal requirement in some countries. Coverages vary by product, but what follows is a list of possible coverages:

Bodily injury liability. Covers claims for bodily injury during an accident.

Liability for damage. Covers property damage to third parties by another person.

Medical payments. This payment is made to the policy owner and other passengers of the car's owner.

Coverage Underinsured and uninsured. This coverage protects you when the negligent driver has no insurance or has insufficient auto insurance. In most states, this covers only bodily injury losses, although some states include damage to property.

Cover physical damage to your car in the following cases:

a) Covers loss of your car in case of collision.

b) does not cover physical damage collision if the car is damaged on the windshield.

The auto insurance is packaged in different types of coverage and are divided into two:

Comprehensive insurance policy. Cover any loss or damage to insured car and its accessories, as a result of natural resources such as fire, explosion, lightning, floods, typhoons, hurricanes, storms, storms, floods, cyclones, storm of hail, landslides, collapse, fire and shock damage due to an earthquake. Accidents caused by humans include: robbery, burglary, riot, strike, accident by external means, terrorist activity and damage during the journey by road, rail, inland waterway and air. This policy also covers personal accident coverage, which provides protection for the driver of the car while driving. The owner can make personal accident coverage for passengers in cars.

Protects the owner from liability for an accident that causes permanent injury or death, as well as any damage to property. It also covers fire and theft of cars that are always in a garage and not in active use.

Third part of auto insurance policies. An insurance policy is between two parties, the insurer and the insured. Therefore, a third party is any person who is neither insured nor the insurer. The others are mainly pedestrians. In cars, the driver, the owner or the passengers are also third. People like the driver, owner or passenger are also third. Those paying passenger fares are the people who travel on public transport such as taxis, cars and buses.

The third part of car insurance covers the liability to pay any compensation arising from accidents caused by the vehicle. This includes liability for death or injury to third parties, such as pedestrians, occupants of other vehicles and outsiders who are passengers. The passengers of private cars and those rear seats will also consider people to be covered. As the vehicle owner is insured against death or injury caused to passengers in a rental car. The cover is unlimited liability for death or injury. Damage to property of third parties are usually covered by insurance.