Account Now Visa - Review of Prepaid Visa

The Account Now Visa is a prepaid credit card. You deposit funds on your card and then use your card to pay bills, make purchases and withdraw cash.

They offer guaranteed approval, no matter what is in your credit history. You are guaranteed to be approved, even if you are in chexsystems, have a bankruptcy or no credit history.

It works just like a bank account. You can write physical checks from your account and use your card to make purchases. You can write checks through a free service for cardholders called paycheck. Just go online and fill in the details of a company or person you want to write a check.

Details are address, name and amount. Then a real physical check is then sent to the business or person. This is a great option to pay the bills.

The first seven checks each month are totally free. Then there is a small fee of $ 1.00 for each additional check.

However, the card can also be used to pay bills and make purchases online and over the phone. Pay Bill collaborates with another free service called credit builder. It is a service that helps demonstrate the ability of credit to prospective lenders. The way it works is when you pay a bill with bill pay, credit builder to keep a record of such payment with a credit reporting service that is a possibility to build a positive payment history.

You can put money on the card by enrolling in direct deposit. To register simply fill out a form and turn it into your employer.

So your wages will be automatically deposited to your card. With direct deposit you will also receive free activation.

You can also deposit money into your account using a popular cash shop like Money Gram and Money Gram. If you are using Money Gram you will pay less than $ 4.00 for a deposit.

With another popular cash shop there are no fees for a deposit of over $ 300. Another way to deposit money is through a green dot package of money.

You must visit a green dot retailer (Wal-Mart, Walgreens, Kroger, CVS) and purchase a green dot money pack. Then call 1-800-GreenDot and enter the card number and your card will be charged with such funds.

You can also visit a ready link store. These are found in Safeway, 7-Eleven to name a few places.

I tell the cashier you want to load money on your card. The cashier saw the slide and take your money and card has been charged with those funds.

This credit card offers zero liability. This means that if you lose your card, have it stolen or used to make unauthorized purchase you will not have to pay for them and receive a refund for those transactions. Will also get monthly account statements online and you can also choose to receive paper statements.

In short the account has now seen the best prepaid credit card available. It works just like a bank account and get free bill pay, free credit builder and free activation .......